USDA Loan

What is a USDA Loan?

The Guaranteed Rural Housing (GRH) Loan Program is designed to assist households in obtaining adequate but modest, decent, safe and sanitary dwellings and related facilities for their own use in rural areas. Loans are limited to applicants with incomes that do not exceed state and local Rural Development (RD) median income limits and property that is designated as rural by RD.

Where we can help you?

Loan Eligibility

  • Individuals or families who plan to occupy a home located in an eligible rural area as their primary residence may qualify for a USDA Rural Development home loan
  • An applicant for the USDA mortgage guarantee loan must provide sufficient income verification and a credit history that indicates an ability and willingness to meet repayment obligations
  • An individual or family must show proper legal capacity to own property in the U.S.A., own no home or dwelling currently, and have insufficient resources to qualify for a conventional home mortgage

No Down Payment Required

Flexible Credit Guidelines

No Maximum Purchase Limit

Up to 100% Finance

Borrowers can finance up to 100% of the appraised home value or a borrower can have a gift or grant go toward a down payment with no money out of pocket.

30-Year Fixed

Competitive 30 Year fixed interest rates.

Streamline Refinance

A streamline refinance is also available with USDA for those looking for a quick refinance with no income verification or appraisal required.

Ryan is an Army combat Veteran.
Iraq (1st CAV) and Afghanistan (101st)

Speak with a

CFG is owned and operated by Proud Veterans, military family members and supporters of our Great Armed Forces. We have extensive experience with the loan process and are here to support you every step of the way.

We're here to help!

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